Consumers need a plan for retirement and unexpected challenges. Workers could sustain serious injuries that prevent them from working. The individuals must take these possibilities into consideration when planning for the future. A financial advisor offers a plan to secure the consumer’s future.
401-K Retirement Accounts
401-K retirement accounts are matched by the employer. The value of the retirement plan is defined by the pre-tax contributions submitted by the account holder. The employee determines the exact value they want to submit, and they have the opportunity to increase or decrease the contributions based on their preferences.
Temporary and Permanent Disability
Temporary and permanent disability policies are obtained through the employer. The financial advisor helps the individual review each plan available to them. Typically, the consumer pays a small premium for the coverage each month. The policies provide a portion of their wages and in-home nursing if the individual becomes sick …